Even a “minor” car accident can turn into a bigger problem than you expect. While the damage might initially seem minor, medical issues, insurance disputes, and hidden costs can appear days or weeks later. Utah law requires all drivers to carry no-fault insurance, but that doesn’t mean every claim is simple.
Knowing when to get legal help can make a big difference in your recovery and your compensation. Continue reading to learn when to get legal advice after a minor car accident.
Utah’s No-Fault Insurance System
Utah is a no-fault state for car accidents. This means your own insurance company pays for your medical expenses and certain other losses after a crash, no matter who caused it.
Under Utah law, you can only file a lawsuit against the at-fault driver if your medical bills exceed $3,000 or you suffer certain serious injuries, such as permanent disability or disfigurement.
While no-fault rules aim to make the process faster, they can also limit your options—especially if the insurance company undervalues your claim.
Hidden Injuries After Minor Accidents
One reason to consider hiring a lawyer after a minor car accident is the risk of hidden injuries. Some injuries, like whiplash or concussions, may not show symptoms immediately.
If you settle too quickly with the insurance company, you might miss out on compensation for medical treatment you didn’t realize you needed. A lawyer can help ensure you get the right medical evaluations and that all your injuries are documented before negotiations begin.
Disputes Over Fault
Even in a no-fault system, fault still matters in certain cases—especially if your injuries meet the legal threshold for filing a lawsuit. If the other driver or their insurer claims you caused the accident, your ability to recover full compensation could be at risk.
Utah follows a modified comparative negligence rule, meaning you can recover damages only if you are less than 50% at fault. An attorney can gather evidence, such as accident reports and witness statements, to prove the other party’s responsibility.
When the Insurance Company Pushes Back
Insurance companies often try to pay as little as possible, even for minor claims. You might be offered a quick settlement that doesn’t cover all your costs, especially if you have ongoing treatment or lost wages.
A lawyer can step in to negotiate on your behalf, making sure your claim reflects all your current and future damages. Having a lawyer involved can also show the insurer that you’re serious about getting fair compensation.
Situations Where Legal Help May Be Valuable
You might think you don’t need an attorney for a minor accident, but certain situations make legal advice important.
You may want to contact a lawyer if:
- Your medical bills are close to or over $3,000
- You have injuries that may cause lasting pain or disability
- Liability for the accident is disputed
- The insurance company delays or denies your claim
- You are offered a settlement that feels too low
In each of these situations, an attorney can protect your rights and help avoid costly mistakes.
The Cost of Hiring a Lawyer
Many people worry they can’t afford a lawyer after a minor accident. In Utah, most personal injury attorneys work on a contingency fee basis. This means you don’t pay any upfront fees, and the lawyer is only paid if they win your case.
Their fee is typically a percentage of your settlement or verdict. This arrangement allows you to focus on recovery without worrying about legal bills while your case is ongoing.
Steps to Take After a Minor Accident in Utah
Even if you’re unsure about hiring a lawyer, taking the right steps after a crash can protect your claim.
- Get medical attention, even if you feel fine
- Report the accident to the police and your insurance company
- Take photos of the scene, vehicle damage, and injuries
- Gather contact information for witnesses and the other driver
- Keep all records of medical treatment and expenses
These steps can strengthen your case whether you handle it yourself or with an attorney’s help.
Peace of Mind and Protection
Minor accidents can still cause major headaches—financially, physically, and emotionally. Hiring a lawyer gives you peace of mind that someone is protecting your best interests. They can handle the legal details, deal with the insurance company, and make sure your claim is as strong as possible. That way, you can focus on healing and getting your life back to normal.
Contact the Salt Lake City Car Accident Lawyers at Parker & McConkie Personal Injury Lawyers for Help Today
If you’ve been in a minor car accident in Utah, you don’t have to handle it alone. The team at Parker & McConkie Personal Injury Lawyers can review your case, explain your options, and help you pursue the full compensation you deserve under Utah law. Whether you’re facing disputed fault, low settlement offers, or delayed injury symptoms, our Salt Lake City car accident attorneys can guide you through the process from start to finish. Contact us today for a free consultation and take the first step toward protecting your rights.
For more information, please contact an experienced car accident lawyer at Parker & McConkie Personal Injury Lawyers to schedule a free initial consultation today. We have 5 convenient locations in Utah, including Midvale, Salt Lake City, Ogden & Provo, UT. Clients can also visit our offices in Idaho Falls, ID & Rock Springs, WY.
We proudly serve Weber County, Utah County, Salt Lake County in Utah, Bonneville County in Idaho, Sweetwater County in Wyoming , and its surrounding areas:
Parker & McConkie Personal Injury Lawyers – Salt Lake City Office
466 S. 500 E., Suite 100,
Salt Lake City, UT 84102
(801) 851-1202
Hours: 24/7
Parker & McConkie Personal Injury Lawyers – Midvale Office
7090 Union Park Ave, #160,
Midvale, UT 84047
(801) 845-0440
Hours: 24/7
Parker & McConkie Personal Injury Lawyers – Ogden Office
2510 S Washington Blvd, Suite 160,
Ogden, UT 84401
(385) 402-8187
Hours: 24/7
Parker & McConkie Personal Injury Lawyers – Provo Office
37 E Center St, Suite 300,
Provo, UT 84606
(801) 876-4107
Hours: 24/7
Parker & McConkie Personal Injury Lawyers – Rock Springs Office
531 N Front St,
Rock Springs, WY 82901
(307) 205-7400
Hours: 24/7
Parker & McConkie Personal Injury Lawyers – Idaho Falls Office
2235 East 25th St. Suite #280,
Idaho Falls, ID 83404
(208) 418-0633
Hours: 24/7
