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Parker & McConkie Personal Injury Lawyers

How to Get Money From a Car Accident Without a Lawyer

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How to Get Money From a Car Accident Without a Lawyer

At Parker & McConkie Personal Injury Lawyers, we understand that not every car accident case requires the involvement of an attorney. In fact, if your injuries are minor, liability is clear, and the insurance company is cooperative, you may be able to handle the claims process on your own and still reach a fair settlement.

Keep in mind, however, that insurance companies may try to minimize payouts, and once you accept a settlement, you usually waive your right to seek additional compensation. That’s why even in seemingly straightforward cases, we recommend scheduling a free consultation with a Salt Lake City car crash lawyer. We’re happy to evaluate your situation and let you know if going it alone is truly in your best interest—no pressure, no obligation.

How Parker & McConkie Personal Injury Lawyers Can Help After a Car Accident in Salt Lake City, UT

How Parker & McConkie Personal Injury Lawyers Can Help After a Car Accident in Salt Lake City, UT

When you’ve been hurt in a car accident, having the right legal team on your side can make all the difference. 

Here’s how our experienced lawyers can support you every step of the way:

  • Investigate the crash and gather key evidence to prove fault
  • Work with accident reconstruction and medical experts
  • Calculate the full value of your damages—both economic and non-economic
  • Handle all communications and negotiations with insurance companies
  • Protect you from lowball offers or bad-faith tactics
  • Represent you in court if a fair settlement can’t be reached

With Parker & McConkie Personal Injury Lawyers in your corner, you can focus on your recovery while we fight to secure the compensation you need and deserve.

When You Might Handle Your Own Car Accident Claim

You may be able to handle your own car accident claim without a lawyer if the following conditions are met:

  • The accident was minor, with no serious injuries or only short-term medical treatment needed
  • The fault is clear and not disputed by any party
  • The other driver accepts responsibility for the crash
  • The damage is limited to minor property damage
  • You are comfortable negotiating directly with the insurance company
  • The insurance company is cooperative and not delaying or denying the claim without cause

If all of these factors apply, self-representation may be a practical and cost-effective option.

When to Consider Hiring a Lawyer

Certain situations make self-representation inadvisable. Recognizing these red flags can save you from accepting inadequate compensation.

Consider hiring a lawyer when you encounter:

  • Serious injuries requiring ongoing medical treatment or surgery
  • Disputed liability where the insurance company claims you were partially at fault
  • Denied claims or settlement offers far below your documented damages
  • Multiple parties involved in the accident, creating complex liability issues
  • Permanent disabilities or injuries affecting your ability to work

Serious injuries often involve complex damages that are difficult to calculate without legal experience. When negotiations stall, representation may be necessary to recover fair compensation.

Gathering Evidence for Your Claim

Strong evidence forms the foundation of any successful car accident claim. 

Important documentation to collect includes:

  • Police report from the responding officers
  • Medical records and bills from all treatments received
  • Photos from the accident scene and of vehicle damage
  • Repair estimates and receipts for your vehicle
  • Documentation of missed work and lost wages
  • Witness contact information and written statements

Keep detailed records of all expenses related to the accident. Medical records prove the extent of your injuries and their connection to the accident.

Calculating Your Damages Accurately

Accurately calculating your damages ensures you don’t settle for less than you deserve. Many accident victims underestimate the true cost of their injuries and property damage.

Your total damages may include economic damages:

  • Medical expenses, including emergency room visits, doctor appointments, and prescriptions
  • Lost wages from time missed at work due to injuries
  • Property damage to your vehicle and personal belongings

Your claim may also include non-economic damages

  • Pain and suffering compensation for physical and emotional distress
  • Future medical expenses and lost earning capacity

These damages don’t have receipts but represent real losses that deserve compensation. 

How Long Do I Have to File a Car Accident Lawsuit in Utah? 

In Utah, the statute of limitations for filing a car accident lawsuit is generally four years from the date of the accident. This means that if you were involved in a car accident, you have up to four years to initiate legal proceedings against the at-fault party.

Missing these deadlines will almost always result in the court dismissing your case, meaning you lose your right to pursue compensation.

Contact a Salt Lake City Car Accident Attorney for a Free Consultation 

While it’s possible to get money from a car accident without a lawyer in some cases, professional legal help often results in better outcomes. Complex cases, serious injuries, or disputed liability typically require legal expertise to achieve fair compensation. 

Even if you initially planned to represent yourself, consulting with an attorney can help you understand your rights and options. Contact Parker & McConkie Personal Injury Lawyers at (801) 851-1202 for a free consultation with a Salt Lake City car accident attorney. 

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